Refreshingly Different Financial Planning and Wealth Management

SERVING FAMILIES AND BUSINESS OWNERS THROUGHOUT HARROGATE, YORKSHIRE, AND THE DALES

Independent

Transparent

Built Around You

From the way we work with our clients, to the way we charge, we do things differently.

Independent advice. Transparent fees. Built around your life, not just your assets.

No percentage based pricing. No hidden agendas. Just joined-up, professional wealth management & planning.

Start Your Journey

Never Worry About Making The Wrong Financial Decision Again

The traditional UK financial advice model is broken.

Too many firms still link their service, and their fees, to the size of your portfolio, not the complexity of your life.

We believe there’s a better way.

Our business is built to help you and your family attain and maintain financial freedom, and to make sure your money supports the life you actually want to live.

That means more than just investment advice. We deliver full-fat financial planning across every aspect of your finances. From business and property, to inheritance, debt, gifting, and legacy. Our service is designed to provide genuinely independent, all encompassing financial planning and advice.

Our fixed monthly fees reflect that independence. It means our advice is shaped by what’s right for you, not by what earns us more. No product bias. No percentage-based incentives. No conflicts of interest.

The ethos is simple. Exemplary advice. Every client. Every time.

The
Mallard Way

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Professional Commitment

We are proud to be members of the Chartered Insurance Institute (CII), the leading professional body for financial planning and insurance professionals. The CII exists to raise standards across the industry, foster public trust, and ensure its members uphold the highest levels of integrity and ethical conduct.

As part of our commitment, we adhere to the CII Code of Ethics - a robust framework that guides our behaviour and decision-making. This means:

  • Always acting in the best interests of our clients.

  • Delivering a consistently high standard of service.

  • Treating everyone fairly and with respect.

  • Complying with all relevant laws and regulations.

Our membership reflects the values we bring to every client relationship: professionalism, transparency, and trust. It's a mark of the pride we take in our work, and the standards we hold ourselves to every day.

Trusted by Professionals

  • "We’ve never really used financial advisers, always being sceptical about the value added, but you made us rethink that. Working with you says a lot.”

    Andy & Sue – Retired Private Equity & Financial Services

  • "This was surprisingly fun."

    Rachel – Senior Executive

  • "Our last adviser retired and the firm was swallowed up by one of those big corporates. All we got were glossy brochures, poor service, and disappointing returns. You turned that on its head with better planning, better returns, at 1/3rd of the cost.”

    Roger & Alison - Retired Entrepreneurs

  • “We wish we’d done this years ago.”

    James & Teresa - Business Owners & Medical Professionals

  • "If people could see exactly what you do and the way you do it, there would be a queue down the street."

    Richard - Business Owner

  • “We’re a busy household: three teenage boys, two full-on careers, and no time to think about the future. We thought we were doing fine, but you showed us what real financial planning involves. It’s been a game-changer.”

    Elly & Jon - Department Head & Senior Executive

  • “Not what we expected - in the best way.”

    Jean & Ted - Contractors

Want to Know More?

Fancy a quick call to get a feel for how we work and whether we’re a good match?


Feel free to book a relaxed initial conversation.

Book a 15 Minute Initial Call

Contact Us

Let’s Talk About Your Financial Future

Not sure where to begin? Dissatisfied with your current arrangements?

Whether you’re a business owner, a retiree, or just exploring your options, we’re here to help make sense of it all.

Get in touch with us today to book an initial meeting at a time that suits you. The coffee is on us.